Michelle Mathews

Branch Manager

NMLS: 195916

*Scroll to the bottom of the page to see the Loan Officer & Movement Mortgage full disclosures.


Michelle Mathews-Kalinock was born in Wiesbaden, Germany during one of her father's Tour of duty, who served in the Air Force for 23 years. She moved to Maryland her Sophomore year attending Hammond High School. She studied business and graduated at Towson State University with a concentration in Finance. She is the proud mother of two daughters, 14 and 16. She recently re-married and resides in Howard County.

It was a natural progression for Michelle to evolve into mortgage lending where she could use her finance skills and knowledge to help home buyers achieve the #1 American dream “home ownership”. She started as a loan processor 26 years ago. Quickly deciding she loved the mortgage business, she went on to become a successful loan officer over the years and advanced to a Branch manager. Michelle developed a passion and desire to share her knowledge with others and took every opportunity to mentor other loan officers and speak at educational events when possible. She is currently active with the local Realtor Associations teaching Continuing Education Classes to Realtors on loan financing programs. She educates real estate agents on today’s lending changes at HCAR (Howard County Association of Realtors) and GCAAR (Greater Capital Area Association of Realtors).

Her years following her Dad around the world during his tours of duty made it easy for Michelle to adapt to ever changing environments. Her adaptability has proven to be extremely valuable as the mortgage industry is ever changing. Michelle is a student of her craft and makes it a priority to stay on top of these changes to allow her to provide the best service possible to her clients.

Michelle has mastered managing a team, as well as assisting several thousand families with their financing needs to purchase, renovate, build and refinance. Michelle is happy to be back at Movement Mortgage. Her move can help more families achieve the dream by financing mortgage loans in DC, MD, PA and VA and Movement Mortgage is licensed in all 50 states financing primary, second and investment homes. Her experience and background are instrumental in tailoring the right loan programs for each client’s needs as well as providing competitive rates.

What Michelle has discovered is that what is most important to home buyer’s is a smooth process and on time closing. To make this happen, good communication from Day 1 is crucial. That starts with Michelle setting the right expectations in the necessary documentation and timetables so that the contract closing date is met. Part of that important communication is keeping the client and parties throughout the loan process as the milestones are met along the way. When the buyer(s), the real estate agent and lender work together the end result is that the dream becomes a “reality”. Movement Mortgage's process 6 hour underwrite, 7 days processing and 1 day clear to close and often closing loans by business day 8 or after; ensures a smooth, simple and fast experience. Peace of Mind is paramount to buyer’s and seller’s considering buying and selling real estate is the biggest financial transaction most will accomplish in their lifetime.

Michelle has the knowledge and expertise you need to ensure making the right choice for you and your family.

Helping Families isn’t just my job; it’s MY Commitment!

“Alone we can do so little; together we can do so much” – Helen Keller

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Michelle Mathews

Address: 20 W Gude Drive, Suite 200 Rockville, MD 20850

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