Lou Tapia
Loan Officer
NMLS: 235213

*Scroll to the bottom of the page to see the Loan Officer & Movement Mortgage full disclosures.


Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started. After you’ve applied, I’ll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. I look forward to working with you.

Lou is a life saver and the reason that my husband and I were able to purchase our first home. His expertise enabled us to find a mortgage that met our specific and unusual needs, when no one else could. Lou kept us up to date and knowledgeable throughout the entire process, and was very friendly and professional at all times. He is also genuine, and has the integrity that is often lacking in the real estate industry. I highly recommend Lou and look forward to working with him again in the future!

- Tara Shaw, Esq. Attorney

WOW! Lou is one of the most dedicated professionals in the Mortgage business that I know. He values his relationships with his clients and definitely goes the extra mile for them before, during and after every transaction. In his personal world Lou is committed to being the best "dad" he can be, and can often be seen at sporting events with his family! If you are seeking financing or information about the "right" mortgage option for you, please-do yourself a favor and give Lou a call! You'll be so glad you did!

- Georgia Murphy Education Director -SW Region, Coldwell Banker Residential Brokerage

Lou is a true gift to anyone seeking to buy,sell, or refinance. The word that comes to mind to describe Lou is integrity. He has invaluable experience that helps him approach the mortgage industry from a variety of angles. He truly cares about helping people and that shines through from Day One.

- Stephanie Zito CEO at Ripple Effect Coaching

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What To Expect

Find out more about our streamlined process, loan products, mortgage calculator, answers to FAQs and more...

I would love to hear from you.

Call me at (760) 815-5740 or send us a message below.

direct: (760) 815-5740
fax: (760) 670-4263

900 S. Coast Hwy
Encinitas, California 92024