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Mark Johnson

Mark Johnson Loan Officer

NMLS ID: 1644460

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Investor Plus

Less Cash Down. More Room to Grow Your Portfolio.

The Investor Plus program gives investors up to 90% LTV on single-unit properties and 85% on 2-4 unit properties, with no mortgage insurance required.

Stretch Your Capital Across More Deals

Every dollar an investor doesn't put into a down payment is a dollar available for the next property. This program is built around that idea. Higher leverage, no mortgage insurance, and flexibility across property types mean investors can move faster on more deals.

Whether you're scaling an existing rental portfolio or buying your first investment property, this program is designed to stretch your capital further.

Built for How Investors Actually Buy*

Up to 90% LTV, No Mortgage Insurance

Borrow more of the property's value without the added monthly cost of mortgage insurance eating into your cash flow.

Short-Term Rentals Welcome

Airbnb, VRBO, and other short-term rental properties qualify. This isn't limited to traditional long-term rentals.

Purchase, Refinance, or Cash-Out

Use this program to buy a new property, refinance an existing one, or pull cash out to fund your next deal.

Loan Amounts Up to $1.5 Million

Room to grow into bigger single-family and small multifamily deals as your portfolio expands.

2-4 Unit Properties Eligible

Not just single-family. This program covers small multifamily properties too, so mixed portfolios have a path forward.

Find Out What This Program Could Do for Your Next Deal

We can walk you through the numbers and confirm what you qualify for based on your specific situation. Fill out the form below to get started.

Program Details*

  • Up to 90% LTV on 1-unit properties, 85% on 2-4 unit properties
  • No mortgage insurance required
  • As little as 10% down
  • Loan amounts up to $1.5 million above 80% LTV
  • Purchase, rate-and-term refinance, and cash-out refinance eligible
  • Cash-out capped at 80% max LTV; proceeds must be certified for business purpose
  • Short-term rentals eligible
  • First-time investors: minimum 6 months reserves required
  • To use subject property rental income for qualifying, borrower must already own their primary residence
  • Individual/straight investor vesting only; LLC vesting not currently permitted
  • Business purpose loans only

*Qualification is required. Additional restrictions apply. Subject to credit approval and must meet agency and investor guidelines. Program, rate, terms and conditions are subject to change without notice. Reach out to a loan officer for more information.

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