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David roberts headshots

David Roberts

Loan Officer
Movement Mortgage
NMLS ID # 910752
1150 South Ave, Ste 304B, Staten Island, NY 10313
Dial Phone Number
p: (917) 325-6732
f: (908) 378-8405
o: (908) 378-8360
Send E-mail to
e: david.roberts@movement.com

CONVENTIONAL Purchase

I want a range of down payment options.

Movement Mortgage conventional loans come in a variety of options and with excellent advantages for qualified borrowers. While FHA and other government loans can have certain property restrictions, a conventional loan can be used on nearly all property types.


SHORT ON DOWN PAYMENT?

Here Are A Few Conventional Low Down Payment Options


Fannie Mae HomeReady

HomeReady is a fixed-rate, affordable housing program for creditworthy, low-to-moderate income borrowers offering up to 97% financing.


Freddie Mac Home Possible & Home Possible Advantage

Designed for low-to-moderate income homebuyers and/or individuals purchasing or refinancing properties in target areas.

Maximum financing (LTV/CLTV) and minimum credit score requirements are determined based on the loan product type

Private Mortgage Insurance (PMI) is required on conventional loans with an LTV > 80%.

Rewards of Conventional Qualifying

  • A range of down payment options
  • Advantages for higher down payments
  • Option to eliminate mortgage insurance with a 20% down payment
  • Financing for properties commonly restricted by government loans
David roberts headshots
David Roberts
Loan Officer
Wondering how much home you can afford? Let’s talk about your next move!
1150 South Ave, Ste 304B, Staten Island, NY 10313
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NMLS # 910752

State License #FL-LO62615, NJ, NY Licensed Mortgage Banker-NYS Department of Financial Services