If your home was damaged or destroyed in a natural disaster, you have options. Movement Mortgage offers loan programs designed to help you recover—whether that means purchasing a move-in-ready home, repairing your current one, or both.

Your Disaster Relief Loan Options

FHA 203H: Move In with No Down Payment*

For those who need to relocate after a natural disaster, the FHA 203H loan provides 100% financing for a new home purchase. This means no down payment, allowing you to move into a new home faster and focus on rebuilding your life—not your savings.

FHA 203K: Repair & Renovate Your Home**

If you’d rather repair your current home or purchase a fixer-upper, the FHA 203K loan lets you finance both the home and the necessary renovations in one loan. This option is available whether your home was affected by a disaster or simply needs updates.

FHA 203H/203K Combo: The Best of Both Worlds*

If your home was damaged in a disaster but you want to renovate instead of moving, the FHA 203H/203K Combo loan combines the flexibility of 203H qualifications with renovation financing of 203K. This lets you repair or renovate a new one while benefiting from the FHA 203H’s disaster relief eligibility.

Take the Next Step

We’re here to help you understand your options and get started on the path to home recovery. Contact us today to learn which loan is the best fit for your needs.

*Application must be submitted within one year of disaster declaration and the FHA case number must be assigned within one year of the presidential disaster declaration. Satisfactory pre-disaster credit history required per allowances for mortgage lates.

**Must qualify based on standard FHA guidelines, disaster declaration requirements are not applicable.

Note: Qualification required. Additional restrictions apply. Movement Mortgage is not affiliated, endorsed, or sponsored by the Federal Housing Administration, U.S. Department of Housing and Urban Development or any other government agency. Programs, rates, terms and conditions are subject to change without notice. This is not a commitment to lend. Click here for more information about FHA loan limits