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Justin Kozera

Justin Kozera

Market Leader
Movement Mortgage
NMLS ID # 1446275

REFINANCE CALCULATOR

Use Our Refinance Calculator to Unlock Your Mortgage Savings

Thinking about refinancing your mortgage? Our Refinance Calculator helps you estimate potential savings, lower monthly payments, and determine if refinancing is the right move for you. Simply enter your loan details, compare options, and get a personalized assessment of your refinancing potential.


Shannon H, HOMEBUYER

"Justin was great. There were some issues with communication from the team regarding the loan. I was told the loan would not go through without 2 options occurring, which put me in a panic 24 days before I was supposed to move. I was not informed their may have been other loan options until I spoke with Justin. He worked really hard for this!"

May 22, 2025

Tiesha B, HOMEBUYER

"Justin and his team were so great because they worked through every hurdle that came our way through this proces. Great team!!"

May 09, 2025

Barbara B, HOMEBUYER

"Simple instructions. Good communication and interractions. Very personable and professional staff. Even though we were over 100 miles away, everything went smoothly."

Apr 24, 2025
Justin Kozera
Justin Kozera
Market Leader
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69-R W Main St, Westminster, MD 21157
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NMLS # 1446275

State License #DE-MLO-1446275, FL-LO60579, MD-1446275, VA-MLO-31354VA, PA-63595