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Justin Kozera

Justin Kozera

Market Leader
Movement Mortgage
NMLS ID # 1446275
8200 Coastal Hwy, Ocean City, MD 21842
Dial Phone Number
p: (443) 789-4140
f: (410) 824-1798
Send E-mail to
e: justin.kozera@movement.com
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REFINANCE CALCULATOR

Use Our Refinance Calculator to Unlock Your Mortgage Savings

Thinking about refinancing your mortgage? Our Refinance Calculator helps you estimate potential savings, lower monthly payments, and determine if refinancing is the right move for you. Simply enter your loan details, compare options, and get a personalized assessment of your refinancing potential.

Brittney J, HOMEBUYER

"The team communicated extremely well and made the process stress free!"

Aug 05, 2026
Mark S, HOMEBUYER

"We have purchased and refinanced many homes in our adult life. Far and above this was the easiest and fastest I have ever experienced."

Jul 06, 2026
Scott F, HOMEBUYER

"The communication is always key and Justin was always quick to respond to questions and concerns we might have had."

Jun 29, 2026
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Justin Kozera
Justin Kozera
Market Leader
Ready to learn more or get started? Complete the form and let’s connect.
8200 Coastal Hwy, Ocean City, MD 21842
(opens in a new tab)
NMLS # 1446275

State License #DE-MLO-1446275, FL-LO60579, MD-1446275, VA-MLO-31354VA, PA-63595

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