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Justin Kozera

Justin Kozera

Market Leader
Movement Mortgage
NMLS ID # 1446275
8200 Coastal Hwy, Ocean City, MD 21842
Dial Phone Number
p: (443) 789-4140
f: (410) 824-1798
Send E-mail to
e: justin.kozera@movement.com
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REFINANCE CALCULATOR

Use Our Refinance Calculator to Unlock Your Mortgage Savings

Thinking about refinancing your mortgage? Our Refinance Calculator helps you estimate potential savings, lower monthly payments, and determine if refinancing is the right move for you. Simply enter your loan details, compare options, and get a personalized assessment of your refinancing potential.

Tiffany D, HOMEBUYER

"It got confusing with the number of people involved. My interaction with Justin was wonderful, wish all team members were as helpful and explained the details."

Sep 12, 2026
Jonathan P, HOMEBUYER

"Justin and the staff were helpful and quick to solve any issues that arose during the process"

Sep 05, 2026
Judith A, HOMEBUYER

"Everything was handled smoothly and the proces was quick from start to finish."

Aug 29, 2026
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Justin Kozera
Justin Kozera
Market Leader
Ready to learn more or get started? Complete the form and let’s connect.
8200 Coastal Hwy, Ocean City, MD 21842
(opens in a new tab)
NMLS # 1446275

State License #DE-MLO-1446275, FL-LO60579, MD-1446275, VA-MLO-31354VA, PA-63595

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