Skip to main content. Skip to contact links. Skip to navigation. If you wish for the loan officer to reach out to you, click to skip to their contact form. If you have questions for this loan officer, click to call them. If you need loan servicing, click to call our loan servicing department at 855-979-1084 Skip to footer navigation.
Justin Kozera

Justin Kozera

Market Leader
Movement Mortgage
NMLS ID # 1446275
8200 Coastal Hwy, Ocean City, MD 21842
Dial Phone Number
p: (443) 789-4140
f: (410) 824-1798
Send E-mail to
e: justin.kozera@movement.com
Start My Application (opens in a new tab)

Mortgage Calculator

Calculate your monthly payments

Use our free mortgage calculator to estimate your monthly mortgage payment, including principal, interest, taxes, and insurance. Understand how factors like your loan amount, down payment, and loan term affect your potential monthly mortgage payment and start planning for homeownership. With this tool, you can calculate a budget-friendly mortgage loan based on your mortgage rates.

Tiffany D, HOMEBUYER

"It got confusing with the number of people involved. My interaction with Justin was wonderful, wish all team members were as helpful and explained the details."

Sep 12, 2026
Jonathan P, HOMEBUYER

"Justin and the staff were helpful and quick to solve any issues that arose during the process"

Sep 05, 2026
Judith A, HOMEBUYER

"Everything was handled smoothly and the proces was quick from start to finish."

Aug 29, 2026
Read More Reviews (opens in a new tab)
Justin Kozera
Justin Kozera
Market Leader
Ready to learn more or get started? Complete the form and let’s connect.
8200 Coastal Hwy, Ocean City, MD 21842
(opens in a new tab)
NMLS # 1446275

State License #DE-MLO-1446275, FL-LO60579, MD-1446275, VA-MLO-31354VA, PA-63595

By entering your information and clicking "submit", you agree that Movement Mortgage may call/text you about your inquiry, which may involve use of automated means and prerecorded/artificial voices. You do not need to consent as a condition of buying any property, goods or services. Message/data rates may apply.