"I recently refinanced my home loan with Justin Kozera at Movement Mortgage and the entire experience was outstanding from start to finish! Justin made the process incredibly smooth, fast, and stress-free. From our first conversation, he was professional, knowledgeable, and genuinely committed to finding the best option for my situation. We ran into some snags along the way and he was there ready to assist us in resolving them. What I like most about Justin is that he is always available to answer my questions and kept me updated at every step. What really stood out was how quickly everything moved much faster than I expected! Justin and his team were efficient, responsive, and on top of every detail, which made all the difference. If you're considering refinancing or need help with any mortgage needs, I can't recommend Justin Kozera highly enough. He made what can sometimes be a daunting process feel easy and even enjoyable. Thank you, Justin, for your outstanding service!"

"When I was just a little kid, I’d sit by the window, staring out at the world, dreaming of one day owning a condo. Some kids wanted to be astronauts or superheroes — I just wanted a condo fee and a parking spot. Fast forward to today, thanks to Justin and the team, that dream has become a reality. Not only did they make the process smoother than a jazz sax solo, but they also managed to make the paperwork almost fun (which I thought was impossible). If you’re looking for a lender who delivers more than just loans — they deliver lifelong dreams — look no further. Now excuse me while I go stare at my deed like a proud parent."

"Justin goes above and beyond to make things work with your credit and for that, I am truly grateful"