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Justin Kozera

Justin Kozera

Market Leader
Movement Mortgage
NMLS ID # 1446275
8200 Coastal Hwy, Ocean City, MD 21842
Dial Phone Number
p: (443) 789-4140
f: (410) 824-1798
Send E-mail to
e: justin.kozera@movement.com

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Maria P, HOMEBUYER

"Everything went well, was timely, with no pitfalls. It was a great experience. Thank you for your expertise!"

Apr 20, 2026

Cory B, HOMEBUYER

"Justin was absolutely the right man for the job, we are so fortunate to be able to work with him. Justin and his team, Holly and Nancy, are extremely helpful and made the whole process so smooth. This is actually th second time have worked with them, first we bought our starter home using a USDA home and just now using a conventional loan to purchase our second home. Justin answered our questions all hours of the day within an hour, but most of the time within minutes. Holly and Nancy are so friendly and intelligent and I couldn't imagine using anyone else. I highly recommend them to anyone looking for anytype of mortgage support and look forward to using them again in the future."

Apr 01, 2026

Garrett H, HOMEBUYER

"Justin was always willing to answer any questions very promplty via personal text"

Mar 18, 2026
Justin Kozera
Justin Kozera
Market Leader
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8200 Coastal Hwy, Ocean City, MD 21842
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NMLS # 1446275

State License #DE-MLO-1446275, FL-LO60579, MD-1446275, VA-MLO-31354VA, PA-63595