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Justin Kozera

Justin Kozera

Market Leader
Movement Mortgage
NMLS ID # 1446275
8200 Coastal Hwy, Ocean City, MD 21842
Dial Phone Number
p: (443) 789-4140
f: (410) 824-1798
Send E-mail to
e: justin.kozera@movement.com
Mortgage Affordability Calculator

How Much House Can You Afford?

Buying a home is one of the biggest financial decisions you’ll make. Our Mortgage Affordability Calculator helps you estimate how much house you could afford based on your income, debts, and other factors. Get a clear picture of your homebuying budget before you start searching for your dream home.


Mark S, HOMEBUYER

"We have purchased and refinanced many homes in our adult life. Far and above this was the easiest and fastest I have ever experienced."

Jul 06, 2026

Scott F, HOMEBUYER

"The communication is always key and Justin was always quick to respond to questions and concerns we might have had."

Jun 29, 2026

Margie B, HOMEBUYER

"Thorough communication, seamless transition, excellent service !!!"

Jun 27, 2026
Justin Kozera
Justin Kozera
Market Leader
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8200 Coastal Hwy, Ocean City, MD 21842
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NMLS # 1446275

State License #DE-MLO-1446275, FL-LO60579, MD-1446275, VA-MLO-31354VA, PA-63595