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James Gay Headshot

James Gay

Branch Leader | Senior Loan Officer
Movement Mortgage
NMLS ID # 412223

REFINANCE CALCULATOR

Use Our Refinance Calculator to Unlock Your Mortgage Savings

Thinking about refinancing your mortgage? Our Refinance Calculator helps you estimate potential savings, lower monthly payments, and determine if refinancing is the right move for you. Simply enter your loan details, compare options, and get a personalized assessment of your refinancing potential.


James S, HOMEBUYER

"James and his team went above and beyond to ensure I got exactly what I asked for with regard to my mortgage. They are open, honest, and always quick to answer questions and address concerns. I can't count how many times I've used them and thankfully they've helped make my forever home a reality."

Apr 19, 2026

Jonathan R, HOMEBUYER

"Very easy to work with James. Great communication and much of the process was done at my own pace online."

Apr 17, 2026

Robert B, HOMEBUYER

"James keep us very informed throughout this proces."

Apr 03, 2026
James Gay Headshot
James Gay
Branch Leader | Senior Loan Officer
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4210 Columbia Rd Ste 17-A, Martinez, GA 30907
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NMLS # 412223

State License #AL-89357, FL-LO120328, GA-412223, NC-I-217968, SC-BFI-MLO - 412223, TN-412223, TX-SML, VA-MLO-77496VA