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James Gay Headshot

James Gay

Branch Leader | Senior Loan Officer
Movement Mortgage
NMLS ID # 412223

REFINANCE CALCULATOR

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Thinking about refinancing your mortgage? Our Refinance Calculator helps you estimate potential savings, lower monthly payments, and determine if refinancing is the right move for you. Simply enter your loan details, compare options, and get a personalized assessment of your refinancing potential.


William D, HOMEBUYER

"Always available. Been able to answer any questions we have and we trust your judgment. Would use your services again should that need arise."

May 31, 2026

Patricia G, HOMEBUYER

"Agents ,Brokers, Builder, Attorney,Paralegals,and James and Ashlee , (Mortgage Lender ) , all collaborated together as a Team ! This speaks Volumes !!!! I live my new home ! Thank you everyone !!"

May 21, 2026

Debra J, HOMEBUYER

"James is that guy!!!! He is extremely efficient and works with urgency. This allowed me the ability to close within 3 weeks. He's certainly setting standards that most should follow. He made me feel like my urgency was his urgency as well. He's great and so is his team!! Continued blessings to he and his family and team!! Thank you"

May 17, 2026
James Gay Headshot
James Gay
Branch Leader | Senior Loan Officer
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4210 Columbia Rd Ste 17-A, Martinez, GA 30907
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NMLS # 412223

State License #AL-89357, FL-LO120328, GA-412223, NC-I-217968, SC-BFI-MLO - 412223, TN-412223, TX-SML, VA-MLO-77496VA