Skip to main content. Skip to contact links. Skip to navigation. If you wish for the loan officer to reach out to you, click to skip to their contact form. If you have questions for this loan officer, click to call them. If you need loan servicing, click to call our loan servicing department at 855-979-1084 Skip to footer navigation.
James Gay Headshot

James Gay

Branch Leader | Senior Loan Officer
Movement Mortgage
NMLS ID # 412223
Mortgage Affordability Calculator

How Much House Can You Afford?

Buying a home is one of the biggest financial decisions you’ll make. Our Mortgage Affordability Calculator helps you estimate how much house you could afford based on your income, debts, and other factors. Get a clear picture of your homebuying budget before you start searching for your dream home.


William D, HOMEBUYER

"Always available. Been able to answer any questions we have and we trust your judgment. Would use your services again should that need arise."

May 31, 2026

Patricia G, HOMEBUYER

"Agents ,Brokers, Builder, Attorney,Paralegals,and James and Ashlee , (Mortgage Lender ) , all collaborated together as a Team ! This speaks Volumes !!!! I live my new home ! Thank you everyone !!"

May 21, 2026

Debra J, HOMEBUYER

"James is that guy!!!! He is extremely efficient and works with urgency. This allowed me the ability to close within 3 weeks. He's certainly setting standards that most should follow. He made me feel like my urgency was his urgency as well. He's great and so is his team!! Continued blessings to he and his family and team!! Thank you"

May 17, 2026
James Gay Headshot
James Gay
Branch Leader | Senior Loan Officer
Ready to learn more or get started? Complete the form and let’s connect.
4210 Columbia Rd Ste 17-A, Martinez, GA 30907
(opens in a new tab)
NMLS # 412223

State License #AL-89357, FL-LO120328, GA-412223, NC-I-217968, SC-BFI-MLO - 412223, TN-412223, TX-SML, VA-MLO-77496VA