About James Gay
For more than 20 years, I have had the privilege of helping families, first-time homebuyers, military veterans, investors, and homeowners finance one of the biggest investments of their lives. I proudly serve clients throughout Augusta, Evans, Grovetown, Martinez, Appling, Harlem, North Augusta, Aiken, and communities across Georgia, South Carolina, North Carolina, Tennessee, Virginia, Texas, Alabama, and Florida.
As a Branch Leader with Movement Mortgage, I am knowledgeable in finding financing solutions tailored to each client's unique homeownership and purchasing goals. My team assists with Conventional, FHA, VA, USDA, Jumbo, Investment Property, DSCR, Bank Statement, ITIN, refinance, vacation home, first-time homebuyer financing and MORE!
Communication is at the center of my business. My goal is to make every transaction as simple and transparent as possible, while keeping buyers, sellers, and real estate professionals informed through every step of the loan process. Throughout my career, I have received consistent five-star client reviews and have built my business primarily through realtors, builders, attorneys and past customer connections. I believe trust is earned through honest communication, consistency, and delivering results.
Outside of work, I enjoy spending time with my family, golfing, following Georgia football, and investing in real estate. I continuously study mortgage guidelines and market trends to stay current in an ever-changing housing market. Whether you're purchasing your first home, upgrading, refinancing, or exploring investment property financing, I would be honored to be your selected loan officer.
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• More than 20 years of mortgage lending experience
• Consistent five-star client reviews across verified platforms
• Branch Leader at Movement Mortgage
• Licensed to originate loans in Georgia, South Carolina, North Carolina, Tennessee, Virginia, Texas, Alabama, and Florida
• Experienced with Conventional, FHA, VA, USDA, DSCR, Bank Statement, ITIN, and investment property financing
• Known for repeat business built on exceptional client service
• Committed to ongoing education and staying current on mortgage guidelines and market trends
Movement Mortgage
Octaviana S, HOMEBUYER
"I was able to get the mortgage financed at the locked in rate that I wanted and requested without any major changes that allowed me to stay within my prefered mortgage price and budget."
Oct 07, 2026
