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James Gay Headshot

James Gay

Branch Leader | Senior Loan Officer
Movement Mortgage
NMLS ID # 412223

Mortgage Sense

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December 17, 2025

Why Your Lender Might Ask for More Documents

If you are buying a home for the first time, the amount of paperwork your lender needs might catch you off guard. The truth is that the mortgage industry is highly regulated, and lenders must verify that every borrower has the ability to repay...

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James Gay Headshot
James Gay
Branch Leader | Senior Loan Officer
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4210 Columbia Rd Ste 17-A, Martinez, GA 30907
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NMLS # 412223

State License #AL-89357, FL-LO120328, GA-412223, NC-I-217968, SC-BFI-MLO - 412223, TN-412223, TX-SML, VA-MLO-77496VA