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HOME EQUITY LINE OF CREDIT

I want access to my equity without refinancing.

The equity in your home is a powerful tool that you can tap into to accomplish your goals. For eligible borrowers, a HELOC is a fast and easy way to access that value without giving up your current mortgage rate.


FUND WHAT MATTERS

You could renovate a kitchen, consolidate high-interest credit card debt into one payment, cover tuition, handle an expense that showed up faster than you planned. The line is yours to use where it makes the biggest difference.

BORROW ONLY WHAT YOU NEED

A HELOC is a line of credit and works like a credit card. You can draw funds as expenses come up, repay them, and that credit becomes available again. You pay interest on what you use, not on money sitting untouched.

YOUR RATE STAYS PUT

If you locked in a good rate years ago, you can keep it. A HELOC can be done as a second loan on your home, not a refinance of your existing. You're not restarting your mortgage to reach your equity, you're borrowing against it.

THE PROCESS

  • Fill out the form below to connect with our team
  • Apply and share details about your home and income
  • Once approved you’ll have a credit line based on your equity
  • Draw from that line whenever a need comes up
  • Repay what you use, and it becomes available again

    • Ready to apply right now?

    Fill Out Your Application

A HELOC Could Be Right For You If:

  • You want to renovate or repair your home without restarting your mortgage
  • You're carrying high-interest debt you'd like to consolidate into one payment
  • You have a big expense coming and want a flexible way to cover it
  • You have equity built up and want a low-friction way to access it
  • You want to keep your current mortgage rate exactly as it is

    • *Borrower qualification is required. Additional restrictions apply. This is not a commitment to lend. Reach out to a loan officer for more information and the full list of programs eligible.

Let's Talk

Fill out the form below and our team will be in touch!

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