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Andy Villarraga Headshot

Andy Villarraga

Loan Officer
Movement Mortgage
NMLS ID # 1424085
4804 Courthouse Street, Ste 4B, Williamsburg, VA 23188
Dial Phone Number
p: (980) 721-8099
f: (757) 264-9303
Send E-mail to
e: andy.villarraga@movement.com

REFINANCE CALCULATOR

Use Our Refinance Calculator to Unlock Your Mortgage Savings

Thinking about refinancing your mortgage? Our Refinance Calculator helps you estimate potential savings, lower monthly payments, and determine if refinancing is the right move for you. Simply enter your loan details, compare options, and get a personalized assessment of your refinancing potential.


Bruce C, HOMEBUYER

"Timely communication throughout the process. Prompt return of calls. Very personable loan officer and excellent closing. All documents were explained and easy to understand."

Mar 27, 2026

Rosa F, HOMEBUYER

"Andy me explica cada movimiento k ase sobre mi credito sobre mi propiedad todo muy bien con el"

Mar 03, 2026

Walter R, HOMEBUYER

"Andy was great, step by step guiding would recommend to everyone!!!"

Dec 26, 2025
Andy Villarraga Headshot
Andy Villarraga
Loan Officer
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4804 Courthouse Street, Ste 4B, Williamsburg, VA 23188
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NMLS # 1424085

State License #VA-MLO-34314VA