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Andy Villarraga Headshot

Andy Villarraga

Loan Officer
Movement Mortgage
NMLS ID # 1424085
4804 Courthouse Street, Ste 4B, Williamsburg, VA 23188
Dial Phone Number
p: (980) 721-8099
f: (757) 264-9303
Send E-mail to
e: andy.villarraga@movement.com
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REFINANCE CALCULATOR

Use Our Refinance Calculator to Unlock Your Mortgage Savings

Thinking about refinancing your mortgage? Our Refinance Calculator helps you estimate potential savings, lower monthly payments, and determine if refinancing is the right move for you. Simply enter your loan details, compare options, and get a personalized assessment of your refinancing potential.

Scott G, HOMEBUYER

"Andy is the man! Great communication. He worked hard to make sure we got the strongest deal."

Aug 17, 2026
Grant K, HOMEBUYER

"Saved me several thousand in closing costs, and did so in a stressful timeline with extreme ease, efficiency, and expertise."

Jul 31, 2026
Bruce C, HOMEBUYER

"Timely communication throughout the process. Prompt return of calls. Very personable loan officer and excellent closing. All documents were explained and easy to understand."

Mar 27, 2026
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Andy Villarraga Headshot
Andy Villarraga
Loan Officer
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4804 Courthouse Street, Ste 4B, Williamsburg, VA 23188
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NMLS # 1424085

State License #VA-MLO-34314VA

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