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Andy Villarraga Headshot

Andy Villarraga

Loan Officer
Movement Mortgage
NMLS ID # 1424085
4804 Courthouse Street, Ste 4B, Williamsburg, VA 23188
Dial Phone Number
p: (980) 721-8099
f: (757) 264-9303
Send E-mail to
e: andy.villarraga@movement.com
Mortgage Affordability Calculator

How Much House Can You Afford?

Buying a home is one of the biggest financial decisions you’ll make. Our Mortgage Affordability Calculator helps you estimate how much house you could afford based on your income, debts, and other factors. Get a clear picture of your homebuying budget before you start searching for your dream home.


Scott G, HOMEBUYER

"Andy is the man! Great communication. He worked hard to make sure we got the strongest deal."

Aug 17, 2026

Grant K, HOMEBUYER

"Saved me several thousand in closing costs, and did so in a stressful timeline with extreme ease, efficiency, and expertise."

Jul 31, 2026

Bruce C, HOMEBUYER

"Timely communication throughout the process. Prompt return of calls. Very personable loan officer and excellent closing. All documents were explained and easy to understand."

Mar 27, 2026
Andy Villarraga Headshot
Andy Villarraga
Loan Officer
Ready to learn more or get started? Complete the form and let’s connect.
4804 Courthouse Street, Ste 4B, Williamsburg, VA 23188
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NMLS # 1424085

State License #VA-MLO-34314VA

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