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Andy Villarraga Headshot

Andy Villarraga

Loan Officer
Movement Mortgage
NMLS ID # 1424085
4804 Courthouse Street, Ste 4B, Williamsburg, VA 23188
Dial Phone Number
p: (980) 721-8099
f: (757) 264-9303
Send E-mail to
e: andy.villarraga@movement.com
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Movement Blog

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January 27, 2021

The lowdown on the LTV: Why loan-to-value ratios matter to...

The amount of your down payment directly impacts your loan-to-value ratio (LTV) which affects whether you’ll be approved for a mortgage and on what terms.

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Andy Villarraga Headshot
Andy Villarraga
Loan Officer
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4804 Courthouse Street, Ste 4B, Williamsburg, VA 23188
(opens in a new tab)
NMLS # 1424085

State License #VA-MLO-34314VA