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Andy Villarraga Headshot

Andy Villarraga

Loan Officer
Movement Mortgage
NMLS ID # 1424085
4804 Courthouse Street, Ste 4B, Williamsburg, VA 23188
Dial Phone Number
p: (980) 721-8099
f: (757) 264-9303
Send E-mail to
e: andy.villarraga@movement.com

Movement Blog

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September 17, 2024

Refinancing? Calculate your break-even point first!

If you’re a homeowner, you’ve probably heard the term refinancing thrown around a few times, but how do you know if it’s a smart move for you?Well, if rates start dropping below your current mortgage rate, it may be a good time to...

Andy Villarraga Headshot
Andy Villarraga
Loan Officer
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4804 Courthouse Street, Ste 4B, Williamsburg, VA 23188
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NMLS # 1424085

State License #VA-MLO-34314VA