Movement Mortgage Announces Early Release of 2027 Conventional Loan Limits

FORT MILL, SC – [September, 15 2026] – Movement Mortgage today announced the early release of 2027 Conventional loan limits, giving homebuyers a head start on expanded purchasing power ahead of the Federal Housing Finance Agency’s official update later this year.

Effective immediately, Movement’s increased Conventional loan limit of $845,000 for one-unit only is available to qualified borrowers. By unlocking these limits early, Movement is offering more flexibility and opportunity in today's housing market.

Program Highlights:

• Maximum Loan Limit: $845,000 (not available in Alaska and Hawaii)
• Primary residence, second home, investment property eligible
• Eligible Property Types: 1-unit Single Family & PUD (manufactured homes & condominiums are ineligible)
• Amortization Terms: 15-year & 30-year fixed, with temporary 2/1 and 1/0 buydown options
• Minimum Credit Score: 660+ (based on occupancy, LTV, and property type)
• Maximum Debt-to-Income (DTI): 45%

Maximum LTV for 1-Unit Properties:

• Primary purchase / rate-term refinance: up to 90%
• Primary cash-out refinance: up to 80%
• Second home purchase / rate-term refinance: up to 80%
• Second home cash-out refinance: up to 75%
• Investment purchase: up to 75%
• Investment refinance / cash-out refinance: up to 70%

Note: Qualification is required. Conventional loan type only and 2/1 and 1/0 temp buydown permitting. Additional restrictions apply. Movement Mortgage is not affiliated, endorsed, or sponsored by the Federal Housing Finance Authority or any other government agency. Available in continental U.S.