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I FOUND A HOUSE! NOW WHAT?

You’ve found a home and it’s time to start processing your mortgage loan. Here are 8 simple steps to expect:

Why Choose MOVEMENT?
STEP 1

Review rates, down payment, term, & loan program for the home you are officially under contract on! Initial Disclosures arrive in your inbox from MyLoanDocs@Movement.com. These must be signed before the Appraisal can be ordered.

STEP 2

Order Appraisal Report

STEP 3

Submit your application for its 1st of 2 reviews by one of our Underwriters. Upon review, your application should receive an Approved with Conditions status.

STEP 4

We'll begin gathering the Conditions the Underwriter requested. These range from a clear title report on the home & appraisal report to any additional or updated documentation the Underwriter would like from you.

STEP 5

Sign your Initial Closing Disclosure. Federal Law requires a Closing Disclosure be provided to you and signed at least 3 days before Closing. Your Initial Closing Disclosure will be a more accurate version of the Loan Estimate you saw in your Initial Disclosures. The Final Closing Disclosure representing all final figures will be along shortly!

STEP 6

Submit all the Conditions gathered back to your Underwriter for their 2nd and final review - achieving that infamous CLEAR TO CLOSE!

STEP 7

Our Closer & the Title Company/Attorney will Balance your Final Closing Disclosure. This entails making sure all figures are accurate and that credits, debits, invoices, etc are all documented & being applied to the right side of the transaction.

STEP 8

Sign your closing package and get those keys!

Note : This is not a guarantee and other factors maybe considered for your specific situation. Please speak with a loan officer for more information.

Let's Connect

Reach out to The KO Team 7 days a week by calling/texting 412-520-3957, emailing koteam@movement.com, or filling out the form below!