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Vivian Lum

Loan Officer
Movement Mortgage
NMLS ID # 1926984
17877 Von Karman Ave suite 230, Irvine, CA 92614
Dial Phone Number
p: (310) 433-7898
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e: vivian.lum@movement.com
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Movement Blog

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October 20, 2025

What Is a Cash-Out Refinance, and How Does It Work?

If you’ve built equity in your home, a cash-out refinance could help you put that value to work. This option allows you to refinance your current mortgage and borrow against your home’s equity at the same time. Whether you’re...

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Vivian Lum headshot
Vivian Lum
Loan Officer
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17877 Von Karman Ave suite 230, Irvine, CA 92614
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NMLS # 1926984

State License #AZ-LO-2006690, CA Department of Financial Protection & Innovation (DFPI) under the California Residential Mortgage Lending Act-DBO1926984, NV, TX-SML