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Vivian Lum headshot

Vivian Lum

Loan Officer
Movement Mortgage
NMLS ID # 1926984

Mortgage Sense

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May 2, 2025

Refinancing? Why Your Mortgage Rate Is Not the Only Rate...

When homeowners hear that mortgage rates are higher than a few years ago, it is easy to assume refinancing is off the table. But focusing only on your mortgage rate could cause you to miss a bigger opportunity to save.Today, many homeowners are...

Vivian Lum headshot
Vivian Lum
Loan Officer
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17877 Von Karman Ave suite 230, Irvine, CA 92614
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NMLS # 1926984

State License #AZ-LO-2006690, CA Licensed by DFPI under the CRMLA - CA-DBO1926984, NV, TX-SML