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Vivian Lum headshot

Vivian Lum

Loan Officer
Movement Mortgage
NMLS ID # 1926984

Mortgage Sense

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May 20, 2026

Not Sure if You Qualify for a Mortgage? Here’s What Lenders...

If you've been putting off the idea of buying a home because you're not sure whether you'd qualify, you're not alone. A lot of people assume the process is more complicated or more judgmental than it actually is. Understanding what...

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Vivian Lum headshot
Vivian Lum
Loan Officer
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17877 Von Karman Ave suite 230, Irvine, CA 92614
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NMLS # 1926984

State License #AZ-LO-2006690, CA Department of Financial Protection & Innovation (DFPI) under the California Residential Mortgage Lending Act-DBO1926984, MN-Temporary Authority, NV, TX-SML, WA-Temporary Authority