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Tracy James Headshot

Tracy James

Sr. Mortgage Loan Originator
Movement Mortgage
NMLS ID # 1332295
555 Spring St, Friday Harbor, WA 98250
Dial Phone Number
p: (206) 201-9878
 Send E-mail to
e: tracy.james@movement.com
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Movement Blog

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December 17, 2025

Why Your Lender Might Ask for More Documents

If you are buying a home for the first time, the amount of paperwork your lender needs might catch you off guard. The truth is that the mortgage industry is highly regulated, and lenders must verify that every borrower has the ability to repay...

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Tracy James Headshot
Tracy James
Sr. Mortgage Loan Originator
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555 Spring St, Friday Harbor, WA 98250
(opens in a new tab)
NMLS # 1332295

State License #AZ-1035521, CA Department of Financial Protection & Innovation (DFPI) under the California Residential Mortgage Lending Act-DFPI1332295, FL-LO136960, VA-MLO-72195VA, WA-MLO-1332295