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Tracy James Headshot

Tracy James

Sr. Mortgage Loan Originator
Movement Mortgage
NMLS ID # 1332295

Movement Blog

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May 2, 2025

Refinancing? Why Your Mortgage Rate Is Not the Only Rate...

When homeowners hear that mortgage rates are higher than a few years ago, it is easy to assume refinancing is off the table. But focusing only on your mortgage rate could cause you to miss a bigger opportunity to save.Today, many homeowners are...

Tracy James Headshot
Tracy James
Sr. Mortgage Loan Originator
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555 Spring St, Friday Harbor, WA 98250
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NMLS # 1332295

State License #AZ-1035521, CA-DBO1332295, FL-LO136960, VA-MLO-72195VA, WA-MLO-1332295