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Tracy James Headshot

Tracy James

Sr. Mortgage Loan Originator
Movement Mortgage
NMLS ID # 1332295

Movement Blog

mortgagesensejuly2026

July 13, 2026

What First-Time Buyers Get Wrong About Buying a Home Right...

Buying a home for the first time comes with a lot of assumptions. About what it costs. About what you need to qualify. About how long it takes to be ready. Most of those assumptions are based on outdated information—things people heard from...

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Tracy James Headshot
Tracy James
Sr. Mortgage Loan Originator
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555 Spring St, Friday Harbor, WA 98250
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NMLS # 1332295

State License #AZ-1035521, CA Department of Financial Protection & Innovation (DFPI) under the California Residential Mortgage Lending Act-DFPI1332295, FL-LO136960, VA-MLO-72195VA, WA-MLO-1332295