Entering 18th year in 2021 as a trusted mortgage originator closing VA, FHA, USDA, VHDA, Conventional and focused in Renovation Purchase and Refinance for last 12 years. This includes owner occupants, first time buyers and investors. Investing quality time educating buyers and Realtors in the smoothest least stressful processes possible resulting in strong referral attitudes after closing. I make myself available for your convenience 7am to 9pm most days.
"Mr. Hines (Tommy) really went above and beyond for us. He did not just give us information. He TAUGHT us throughout the process. He truly is a plethora of knowledge and makes sure you fulyl understand the process. He is patient and he makes sure the end result is what works best for your family, budget and home. If there were hiccups in the process on the backend, I was not informed until the problem was already rectified and a solution was in place. His administrative team was top notch as well, with the same transparency, patience and knowledge. Absolutely over the moon with how easy this process was for our family. Tommy is a blessing and he is someone we would now consider more than just a lender; he is family!"
