For over twenty years I have had the opportunity to help make the dream of home ownership a reality. Prior to becoming a mortgage loan officer, I was a real estate broker and worked as a certified real estate appraiser. I am licensed in North Carolina as well as South Carolina, and can help you with all your mortgage needs. As an experienced mortgage loan officer I have the knowledge and expertise to help you explore financing options in a way that's simple and straightforward whether you're buying, selling, refinancing, renovating or building your dream home. Ensuring that you make the right choice for you and your family is my ultimate goal. My team and I strive to provide our clients with an exceptional experience from loan application to loan closing. We have been fortunate enough to help hundreds of families realize their dream and we look forward to helping you too. As a native of the Triad, I enjoy taking full advantage of our state. When I'm not helping others achieve their goal of home ownership, you can find me in the mountains snowboarding or at the NC coast surfing and kiteboarding.
"I have heard so many horror stories about buying a house but I can not relate. Toby was amazing at providing information I needed and answering all my questions. As someone who knows nothing about buying a house I was terrified but Toby really made me feel more at ease. He went above and beyond looking into the house and everything for me trying to make sure I didn't get into something bad for me."
