For over twenty years I have had the opportunity to help make the dream of home ownership a reality. Prior to becoming a mortgage loan officer, I was a real estate broker and worked as a certified real estate appraiser. I am licensed in North Carolina as well as South Carolina, and can help you with all your mortgage needs. As an experienced mortgage loan officer I have the knowledge and expertise to help you explore financing options in a way that's simple and straightforward whether you're buying, selling, refinancing, renovating or building your dream home. Ensuring that you make the right choice for you and your family is my ultimate goal. My team and I strive to provide our clients with an exceptional experience from loan application to loan closing. We have been fortunate enough to help hundreds of families realize their dream and we look forward to helping you too. As a native of the Triad, I enjoy taking full advantage of our state. When I'm not helping others achieve their goal of home ownership, you can find me in the mountains snowboarding or at the NC coast surfing and kiteboarding.
"Toby was exceptional to work with. He is very knowledgable, and very empathtic to his clients. I was a first time home buyer and Toby went above and beyond to make sure I get the best loan for my situation, while at the same explaining the process to be so digestable for a "newbie". He answered questions promtly, very communicative and a guy you need on your team when making such a big decsion. I highly recommend him, look no further."
