For Steve Schutt, mortgage lending is about more than quoting rates and closing loans. It's about helping people make smart decisions for their goals, their families, and their future.
As the leader of The Schutt Team, Steve is a trusted advisor who treats every mortgage as one piece of a larger financial strategy. Anyone can offer loan options. Steve and his team start by learning what each client wants to accomplish, explain the solutions available, and build a mortgage plan that supports long-term success.
Nearly 93% of Steve's business is home purchases, so he knows what it takes to get families into a home of their own. He is especially known for serving military service members and veterans: VA loans make up nearly half of all the transactions he funds. His deep knowledge of military lending, and his commitment to those who serve, has helped military families move through the homebuying process with confidence.
Steve is based in Florida, has a strong presence across the state, and has lending experience in multiple markets. Over the years he has built lasting relationships with hundreds of real estate professionals, founded on integrity, communication, and consistent results. That experience lets him serve homebuyers at a high level and helps REALTORS® give their clients an exceptional experience.
Clients and industry partners choose Steve for his proactive communication, attention to detail, honest advice, and follow-through. His philosophy is simple: relationships matter more than transactions. Whether you're a first-time homebuyer, a growing family, a veteran, a real estate investor, or a REALTOR® guiding your own clients, you can expect clear guidance, expert advice, and a stress-free experience.
The relationship doesn't end at closing. Steve and his team stay available as a resource for years afterward. Their goal is not just to help you get a mortgage, but to be a lifelong financial partner through every stage of homeownership.
At The Schutt Team, our mission is simple: to love and value people by serving them with excellence, integrity, and expertise.
When you work with Steve Schutt and The Schutt Team, you get more than a mortgage. You get an experienced loan officer who is invested in helping you reach your goals and build a stronger financial future.
Relationships over transactions. Guidance over sales. Service that lasts long after closing.
"We had a perfect experience through your company. Thank you for your fast responses and hard work!"
