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Ray Morvan headshot

Ray Morvan

Loan Officer
Movement Mortgage
NMLS ID # 20353

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Use our free mortgage calculator to estimate your monthly mortgage payment, including principal, interest, taxes, and insurance. Understand how factors like your loan amount, down payment, and loan term affect your potential monthly mortgage payment and start planning for homeownership. With this tool, you can calculate a budget-friendly mortgage loan based on your mortgage rates.


Sean O, HOMEBUYER

"Ray and his team made the process very easy. They regularly checked in (both phone and email) and made sure everything stayed on track. They were great to work with."

Aug 20, 2026

Alvin S, HOMEBUYER

"Ray did an amazing job making financing a breeze. Where others thought not, Ray thought of. I am grateful for his efforts in opening the door to our forever home. Nothing less than spectacular!"

Jun 04, 2026

Kelly J, HOMEBUYER

"Transparency and constant support and communication"

Apr 02, 2026
Ray Morvan headshot
Ray Morvan
Loan Officer
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68 Randall St, South Burlington, VT 05403
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NMLS # 20353

State License #NH, VT20353

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