"Pat was very knowledgeable and helpful to us as first time home buyers. He always responded to our questions promptly and made the process very smooth."

"nice guy, little effort on my part, smooth transaction"

"This is the second time I've worked with Pat! He and Dan are super responsive and pleasant to work with. He provides a great rate and makes the process very painless. Others in the industry providing quotes are pushy or salesy which I really do not like, but Pat is straight to the point."