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Nicki Torres

Nicki Torres

Branch Manager
Movement Mortgage
NMLS ID # 115571
201 Hay St suite 301, Fayetteville, NC 28301
Dial Phone Number
p: (910) 261-7915
o: (910) 672-6190
f: (910) 672-8604
Send E-mail to
e: nicki.torres@movement.com
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Movement Blog

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October 20, 2025

What Is a Cash-Out Refinance, and How Does It Work?

If you’ve built equity in your home, a cash-out refinance could help you put that value to work. This option allows you to refinance your current mortgage and borrow against your home’s equity at the same time. Whether you’re...

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Nicki Torres
Nicki Torres
Branch Manager
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201 Hay St suite 301, Fayetteville, NC 28301
(opens in a new tab)
NMLS # 115571

State License #AL-58808, AR-115571, CO-100539290, DC-MLO115571, FL-LO49932, GA-42312, IN-DFI-71758, KS-LO.0055578, KY-MC819453, MD, MO-Temporary Authority, MS-1004318, NC-I-152921, PA-109287, SC-BFI-MLO - 115571, TN-129811, TX, VA-MLO-50970VA, WA-MLO-115571