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Nicholas Gaviria

Nicholas Gaviria

Senior Mortgage Loan Officer
Movement Mortgage
NMLS ID # 1308387
Mortgage Affordability Calculator

How Much House Can You Afford?

Buying a home is one of the biggest financial decisions you’ll make. Our Mortgage Affordability Calculator helps you estimate how much house you could afford based on your income, debts, and other factors. Get a clear picture of your homebuying budget before you start searching for your dream home.


Rosalie R, HOMEBUYER

"Nick and his team were fantastic to work with- great communication and very knowledgeable!"

Sep 28, 2026

Ana C, HOMEBUYER

"We had an absolutely seamless experience working with Nick at Movement Mortgage for our recent home purchase. Securing a mortgage can easily be the most stressful and confusing part of buying a home, but he made the entire process incredibly straightforward and so easy. Nick brought an elite level of financial expertise to the table. He gave me great advice on what to avoid doing during my mortgage approval process, gave me suggestions on what great towns to look into, taking always into consideration the needs of my family. He took the time to walk me through our loan process, clearly explained the interest rate environment, and broke down every single closing cost so there were absolutely zero surprises at the end. What I appreciated the most was his incredible responsiveness, he immediately was either responding to a text, email or phone call. Nick was always available to hop on a quick call, answer my endless questions, and provide updated pre-approval letters at a moment's notice. Nick has extensive knowledge of the financial needs of buying a home, he is transparent and has great client skills and will be on your side of the court to make sure your buying process goes smoothly. I highly recommend Nick for your mortgage needs!"

Sep 16, 2026

Savannah C, HOMEBUYER

"Nick was enthusiastic and concis communicative. he also helped us understand the process throughout the closing."

Sep 03, 2026
Nicholas Gaviria
Nicholas Gaviria
Senior Mortgage Loan Officer
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1031 Route 22, Ste 203, Somerville, NJ 08807
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NMLS # 1308387

State License #NJ - licensed by the N.J. Department of Banking and Insurance, NY

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