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Michael Joy headshot

Michael Joy

Retirement Mortgage Professional
Movement Mortgage
NMLS ID # 120763
1029 E Main St, Ste 101, 102 & 103, Puyallup, WA 98372
Dial Phone Number
p: (253) 350-3154
Send E-mail to
e: michael.joy@movement.com
Unlock a Valuable Retirement Asset

You’ve worked hard to save for retirement. But did you know that the equity you’ve built up in your home could be your most valuable retirement asset? Instead of selling your home or refinancing with a traditional mortgage, a reverse mortgage may allow you to access a portion of your home’s equity without giving up any ownership of your home*. Plus you’d have no required monthly principal or interest mortgage payments*.

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Reverse Mortgage Products
HECM

Looking to maintain ownership of your home without monthly mortgage payments* as you head into retirement? Check out the HECM and tap into your home’s equity!

HECM FOR PURCHASE

Time to move? The HECM for Purchase allows you to purchase a new primary residence* and get a reverse mortgage in one transaction, making it possible to relocate, downsize or upsize without using all the proceeds from selling your current home.

JUMBO REVERSE MORTGAGE

Is your home’s value too high for a HECM? Don’t worry! You may still qualify for a reverse mortgage. Take a look at the proprietary reverse mortgages we offer and see if it’s the right fit!*

*Qualification is required. Additional restrictions apply. Reach out to a Retirement Mortgage Professional for more information. Borrower is required to pay all property charges including, but not limited to, property taxes, insurance and maintenance. An underwriting will include, but is not limited to, review credit history, property charge history, and residual income to ensure the loan is likely to be a sustainable solution for the household. Should not be construed as financial or legal advice. Consult with a financial advisor. Program, rates, terms and conditions are subject to change without notice. **This material has not been reviewed, approved, or issued by HUD, FHA, or any government agency.

I'D LIKE TO LEARN MORE ABOUT GETTING A REVERSE MORTGAGE

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Michael Joy headshot
About Michael Joy

Welcome to our stress-free, easy-to-understand mortgage process. As your loan officer, backed by Movement Mortgage's teams and resources, your perception of the homebuying process will be changed for the better. Whether you're buying, selling, refinancing or building your dream home, there's a lot riding on your choice in a loan professional. I have the knowledge and experience to help you explore financing options in a way that's simple and straightforward. Together, let's take a look at what you can qualify for.

We Are An Impact Lender

An Impact Lender guarantees that at least 10% of their profits go to lifting up communities. As the leading Impact Lender in the US, Movement gives nearly 50% of our profits!

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