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Kimberly Smrek profile image

Kimberly Smrek

Loan Officer
Movement Mortgage
NMLS ID # 141170
8167 Main St, Unit 202, Ellicott City, MD 21043
Dial Phone Number
p: (443) 794-6070
f: (877) 262-8832
Send E-mail to
e: kimberly.smrek@movement.com

Mortgage Sense

Happy Festival-Goer

July 2, 2020

What are mortgage points & how do they work?

Discussing mortgage closing costs with a loan officer is pretty much a homebuyer's last opportunity to secure the best possible interest rate on a home loan. One way to lower that rate — and your monthly payments — is by purchasing 'mortgage points.' 

Kimberly Smrek profile image
Kimberly Smrek
Loan Officer
Ready to learn more or get started? Complete the form and let’s connect.
8167 Main St, Unit 202, Ellicott City, MD 21043
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NMLS # 141170

State License #DC-MLO141170, DE-MLO-141170, MD-141170, PA-104438, NC-I-218037, SC-MLO-141170, VA-MLO-6906VA