With over 20 years in the mortgage industry, Kimberly Smrek is a Senior Mortgage Loan Officer at Movement Mortgage with hands-on experience spanning processing, underwriting, and loan origination. Licensed across MD, VA, DC, PA, SC, and NC, she is highly experienced with first-time homebuyers, and state and county finance options, as well as renovation loan options
Known as a “teacher-lender,” Kimberly is recognized for clear communication, transparency, and a client-first approach—helping even complex or credit-challenged borrowers achieve successful closings. An active member of HCAR and a Freddie Mac CreditSmart Certified Facilitator, Kimberly is a passionate advocate for fair housing and equitable lending.
When not helping clients navigate homeownership, Kimberly enjoys being a kid while spending time with her grandchildren.
"I can’t say enough good things about Kimberly Smrek and the experience I had working with her to purchase my first home. From the very beginning, Kimberly was incredibly responsive, knowledgeable, patient, and genuinely invested in helping me get to the closing table. She made what could have been a stressful and overwhelming process feel manageable. Anytime I had a question—whether it was about my loan, paperwork, underwriting, closing costs, or something I simply didn’t understand—she took the time to explain it to me and made sure I was comfortable with what was happening. What made the experience even more special is that Kimberly has actually helped my mom with her home purchase back in 2008-09, and over the years she has watched me build my own financial life and credit. Having someone I trusted in my corner throughout such a major milestone meant a lot to me. Even when the process became more time-sensitive and complicated toward closing, Kimberly continued to stay on top of everything and kept me informed. She was responsive even outside of normal business hours and went above and beyond to make sure nothing fell through the cracks. Today, I officially closed on my home, and I’m incredibly grateful that Kimberly was the person guiding me through the mortgage process. Buying a home is a huge financial and personal milestone, and having a loan officer who genuinely cares about her clients makes a tremendous difference. Thank you, Kimberly, for everything you did to help me make this happen. I truly appreciate you and would recommend you to anyone looking to purchase a home!"
