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Kimberly Smrek

Kimberly Smrek

Loan Officer
Movement Mortgage
NMLS ID # 141170
8167 Main St, Unit 202, Ellicott City, MD 21043
Dial Phone Number
p: (443) 794-6070
f: (877) 262-8832
Send E-mail to
e: kimberly.smrek@movement.com

Mortgage Sense

A man with tattoo and glasses working at his desk

January 18, 2023

The 3 C’s of mortgage underwriting

Buying a home is stressful when you don’t understand how a mortgage lender decides whether or not to loan you the money. That process is called underwriting.

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Kimberly Smrek
Kimberly Smrek
Loan Officer
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8167 Main St, Unit 202, Ellicott City, MD 21043
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NMLS # 141170

State License #DC-MLO141170, DE-MLO-141170, MD-141170, PA-104438, NC-I-218037, SC-MLO-141170, VA-MLO-6906VA