How Much House Can You Afford?
Buying a home is one of the biggest financial decisions you’ll make. Our Mortgage Affordability Calculator helps you estimate how much house you could afford based on your income, debts, and other factors. Get a clear picture of your homebuying budget before you start searching for your dream home.
"Great job explaining each step of the process and why each item was important. He did a great job following up with questions and walking me through the process."
"Kelvin was absolutley amazing! He communicated quickly and effectively. He always anwsered all texts and calls promplty. His expertise helped make the process go smoothly. I think our favorite part was his upbeat attitude and kidness. We are first time home buyers, so we called with tons of qustions and clarifications. He was very understanding and continued to treat us with kindness throughout the entire process. Kelvin wasn't just a loan officer he made us feel like family. We knew he had our best interests and wanted what was best for our family. This is not my first time working with a loan officer, but this experience was a complete 360 from the previous experience. Kelvin made us feel confient and ready to tackle the house buying process. We will be reccomending Kelvin and Movement Morgage to everyone we know. Thank you Kelvin for all that you did for our family!"
"⭐️⭐️⭐️⭐️⭐️ Exceptional Experience with Kelvin McNeil at Movement Mortgage! I cannot recommend Kelvin McNeil highly enough! I started my home-buying journey a year ago and was introduced to Kelvin about 60 days into the process. From that moment on, he was an absolute game-changer. As a self-employed buyer, securing financing is notoriously difficult compared to having a steady W2 income. My dream was to find a 4-bedroom home with a downstairs master suite and a sizable backyard in the $300k - $350k range. Because of my self-employment status and stringent loan requirements, I was initially only pre-qualified for $280k. Instead of letting me give up, Kelvin put together a brilliant, strategic plan. He guided me on how to reduce my debt-to-income ratio and boost my credit score. Thanks to his expert advice, my credit score soared to 706, and I was able to qualify for the higher amount I needed! After 6 months of searching, I found the perfect foreclosure listed at $325k that checked every single one of my boxes. Because it was a bank short sale, the preparation for underwriting over the next 4 months was incredibly arduous and complex. Kelvin was my rock throughout the entire stressful process. He was responsive within minutes, answered every call and text, and explained complex financial jargon in clear layman's terms. We finally closed on May 1st, and it was the most exciting day of my life. If you want a lender who is patient, knowledgeable, highly strategic, and truly cares about getting you into your dream home, look no further than Kelvin McNeil!"
