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Keith Freeland Headshot

Keith Freeland

Market Leader
Movement Mortgage
NMLS ID # 284773
4804 Courthouse Street, Ste 4B, Williamsburg, VA 23188
Dial Phone Number
p: (540) 588-2336
f: (804) 477-1536
o: (757) 585-4926
Send E-mail to
e: keith.freeland@movement.com

FHA

I don't have a lot of money for a down payment.

FEDERAL HOUSING ADMINISTRATION LOAN

If you’d love to buy a home but lack credit, a down payment, or are unable to cover closing costs, an FHA loan may be the solution. FHA financing was developed to provide homebuyers with an alternative to conventional financing and include attractive and flexible guidelines.

Need a boost?

Click and see how Movement Boost could help with your down payment.*

*For qualified borrowers. Additional restrictions apply

Find out more about this program and eligibility requirements from your Movement Mortgage loan officer.

  • Low 3.5% down payment
  • 100% gift funds – the entire 3.5% down payment can be a gift from parents, relatives or an employer.
  • FHA allows seller to give up to 6% of the home’s purchase price to an FHA buyer to pay for closing costs and pre-paid costs.
  • Flexible credit qualifying – because it is government-backed, it’s possible to qualify for an FHA loan with a lower credit score than on conventional loan programs
  • Upfront mortgage insurance may be financed or paid in cash.
  • May also be an option for borrowers with limited equity looking to refinance.
  • Ability to choose from a fixed-rate or adjustable rate
Keith Freeland Headshot
Keith Freeland
Market Leader
Wondering how much home you can afford? Let’s talk about your next move!
4804 Courthouse Street, Ste 4B, Williamsburg, VA 23188
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NMLS # 284773

State License #VA-MLO-4864VA