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Keith Freeland Headshot

Keith Freeland

Market Leader
Movement Mortgage
NMLS ID # 284773
4804 Courthouse Street, Ste 4B, Williamsburg, VA 23188
Dial Phone Number
p: (540) 588-2336
f: (804) 477-1536
o: (757) 585-4926
Send E-mail to
e: keith.freeland@movement.com

CONVENTIONAL Purchase

I want a range of down payment options.

Movement Mortgage conventional loans come in a variety of options and with excellent advantages for qualified borrowers. While FHA and other government loans can have certain property restrictions, a conventional loan can be used on nearly all property types.


SHORT ON DOWN PAYMENT?

Here Are A Few Conventional Low Down Payment Options


Fannie Mae HomeReady

HomeReady is a fixed-rate, affordable housing program for creditworthy, low-to-moderate income borrowers offering up to 97% financing.


Freddie Mac Home Possible & Home Possible Advantage

Designed for low-to-moderate income homebuyers and/or individuals purchasing or refinancing properties in target areas.

Maximum financing (LTV/CLTV) and minimum credit score requirements are determined based on the loan product type

Private Mortgage Insurance (PMI) is required on conventional loans with an LTV > 80%.

Rewards of Conventional Qualifying

  • A range of down payment options
  • Advantages for higher down payments
  • Option to eliminate mortgage insurance with a 20% down payment
  • Financing for properties commonly restricted by government loans
Keith Freeland Headshot
Keith Freeland
Market Leader
Wondering how much home you can afford? Let’s talk about your next move!
4804 Courthouse Street, Ste 4B, Williamsburg, VA 23188
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NMLS # 284773

State License #VA-MLO-4864VA