Skip to main content. Skip to contact links. Skip to navigation. If you wish for the loan officer to reach out to you, click to skip to their contact form. If you have questions for this loan officer, click to call them. If you need loan servicing, click to call our loan servicing department at 855-979-1084 Skip to footer navigation.
Joanne Velez

Joanne Velez

Loan Officer
Movement Mortgage
NMLS ID # 2323865

REFINANCE CALCULATOR

Use Our Refinance Calculator to Unlock Your Mortgage Savings

Thinking about refinancing your mortgage? Our Refinance Calculator helps you estimate potential savings, lower monthly payments, and determine if refinancing is the right move for you. Simply enter your loan details, compare options, and get a personalized assessment of your refinancing potential.


Tatiana N, HOMEBUYER

"She was very supportive and great communication along each step. Also pushed for success at each obstcal we faced"

Aug 18, 2026

Lilian G, HOMEBUYER

"Joanne se convirtio en este proceso en parte de mi familia, la moleste la llame a preguntarte cosas a veces tontas, pero ella siempre estuvo ahi con una sonrisa lista a discipar mi preocupacion . Gracias Joanne !!!!"

Sep 15, 2025

Phillip R, HOMEBUYER

"Joanne went above and beyond words can’t even describe how amazing she is. She made my first experience of buying a home absolutely amazing! If you want a peace of mind going through the process let Joanne walk you through you won’t regret it! Thank you so much Joanne!"

May 24, 2024
Joanne Velez
Joanne Velez
Loan Officer
Ready to learn more or get started? Complete the form and let’s connect.
1031 Route 22, Ste 203, Somerville, NJ 08807
(opens in a new tab)
NMLS # 2323865

State License #NJ - licensed by the N.J. Department of Banking and Insurance, PA-101061

By entering your information and clicking "submit", you agree that Movement Mortgage may call/text you about your inquiry, which may involve use of automated means and prerecorded/artificial voices. You do not need to consent as a condition of buying any property, goods or services. Message/data rates may apply.