Skip to main content. Skip to contact links. Skip to navigation. If you wish for the loan officer to reach out to you, click to skip to their contact form. If you have questions for this loan officer, click to call them. If you need loan servicing, click to call our loan servicing department at 855-979-1084 Skip to footer navigation.
Jeff Chalmers

Jeffrey Chalmers

Senior Loan Officer
Movement Mortgage
NMLS ID # 76803
99 Rosewood Dr, Ste 270, Danvers, MA 01923
Dial Phone Number
p: (774) 291-6527
f: (855) 951-5626
o: (855) 951-5626
Send E-mail to
e: jeffrey.chalmers@movement.com

USDA

I want to live in a rural area.

United States Department of Agriculture Loan


This USDA-backed loan offers qualifying low-to-moderate income borrowers the option of no down payment when they buy in a designated rural area. This loan also offers flexible guidelines to eligible applicants.


USDA Renovation Loan

With a USDA Renovation loan, eligible borrowers can buy a fixer-upper and finance up to $35,000 for non-structural work (things like kitchen upgrades, HVAC replacement, rewiring and re-plumbing) and $35,000 - $75,000 of structural work (things like foundation work and major roof repairs). By choosing renovation, you aren’t stuck competing for polished, higher-demand homes and you can buy and renovate with one loan*.

The USDA Renovation loan also comes with no down payment requirements.

*For qualified borrowers only. Property must be located in a Designated Rural Area. Borrower’s Household Income must not exceed the adjusted annual income threshold. Borrower may only own one other single family housing unit. Borrower must meet all additional requirements of USDA financing.

Take Advantage of USDA Home Loan Benefits The USDA Loan Program

  • May help low-to-moderate income borrowers qualify
  • No down payment for eligible applicants in designated rural areas
  • Allows seller contribution to closing costs
Jeff Chalmers
Jeffrey Chalmers
Senior Loan Officer
Wondering how much home you can afford? Let’s talk about your next move!
99 Rosewood Dr, Ste 270, Danvers, MA 01923
(opens in a new tab)
NMLS # 76803

State License #CA-DFPI76803, CT-LO-76803, FL-LO80610, MA-MLO76803, ME, NH, RI, VT-VT76803