"David Heins is very knowledgeable and cares about his clients I appreciate his prompt response towards my request to pursue a lower rate for my mortgage He explains the process of refinancing in a clear and concise way David Heins is professional and friendly, thus, making it easy to work with him id I'd recommend family and friends to to work with David when pursuing a mortgage ."

"Through our discussions with David, he was able to explain our options and identify the right program for our situation. I appreciate his straight forward approach in communicating what was needed and addressing issues and concerns. I must also mention that the work by the Germantown Title was great. They were able to clear old issues and address nuances with our situation. Both teams were great throughout the process. I appreciate their flexibility!!"

"David and his staff provided me with excellent service. They were extremely professional and very knowledgeable. They walked me through the entire process, and insured that I was comfortable. with the entire process. It was a pleasure working with David and his team!"