"This is the second time we have used Carmen, she is very communicative . She makes sure we have everything we need over and above. she is responsive andknowlagable. She made sure we had all our documentation and advised us when it was hard to get some of it. over all Carmen is exceptionall."

"Carmen is a phenomenal loan officer. She is clearly very experienced and knows how to put together everything needed so that the application and process goes a smoothly and quickly as possible. We had been working with another loan officer who just didn't take the time to get to know us and our situation, and honestly wasn't very personable. The process of getting a loan requires disclosure of signifcant personal financial information and even family decision making dynamics. The other loan offers just didn't want to take the time to learn who we are and our situation and build the necessary trust. In the end we decided to continue working with Carmen because we trust her and her ability to get things done. She is so easy to work with, and she communicates very clearly what she needed from us, and kept us informed during the entire process. I will definately recommend Carmen to anyone I know who is either considering a home purchase or a refinance."

"Staying onnot in it so we coukd could close in a short time, clear direction abd and kindness."