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Todd Hernandez headshot

Todd Hernandez

Loan Officer
Movement Mortgage
NMLS ID # 257842
6720 Via Austi Pkwy, Ste 350, Las Vegas, NV 89119
Dial Phone Number
p: (702) 349-3659
o: (702) 483-7998 x24756
Send E-mail to
e: Todd.Hernandez@movement.com

Movement Blog

Homes

October 4, 2022

Beating the #1 “credit killer”

One of the biggest "dings" to your credit is having an account in collections. But what exactly does "collections" mean? That's when an account falls seriously behind on its payments (around 3-6 months usually) and the creditor...

Todd Hernandez headshot
Todd Hernandez
Loan Officer