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Thomas Spitko Headshot

Thomas Spitko

Senior Loan Officer | Branch Manager
Movement Mortgage
NMLS ID # 191513
230 Sugartown Rd. Suite 205, Wayne, PA 19087
Dial Phone Number
p: (484) 824-4489
o: (484) 770-8478
f: (484) 653-5970
Send E-mail to
e: thomas.spitko@movement.com

Movement Blog

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November 12, 2025

When Does Refinancing Make Sense If Rates Are Higher?

Most people think about refinancing only when rates drop. But refinancing isn’t just a reaction to market trends. It can also be a strategic tool to help you meet specific financial goals, regardless of where rates are today.Even if your...

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Thomas Spitko Headshot
Thomas Spitko
Senior Loan Officer | Branch Manager
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230 Sugartown Rd. Suite 205, Wayne, PA 19087
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NMLS # 191513

State License #FL-LO14001, NJ, PA-36739, MD-26-34544