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Teresa L. Salyers Kritzer

Teresa Kritzer

Branch Manager
Movement Mortgage
NMLS ID # 470227
5700 East Franklin Rd, Suite 230, Nampa, ID 83687
Dial Phone Number
p: (208) 283-0668
f: (208) 881-0634
Send E-mail to
e: teresa.salyers@movement.com
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Movement Blog

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October 20, 2025

What Is a Cash-Out Refinance, and How Does It Work?

If you’ve built equity in your home, a cash-out refinance could help you put that value to work. This option allows you to refinance your current mortgage and borrow against your home’s equity at the same time. Whether you’re...

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Teresa L. Salyers Kritzer
Teresa Kritzer
Branch Manager
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5700 East Franklin Rd, Suite 230, Nampa, ID 83687
(opens in a new tab)
NMLS # 470227

State License #ID-MLO-15570, NV-51180, OR, WA-MLO-470227