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Philip Message Headshot

Philip Message

Senior Loan Officer
Movement Mortgage
NMLS ID # 284059
3701 Pender Dr, Ste 210, Fairfax, VA 22030
Dial Phone Number
p: (703) 431-7784
f: (301) 685-5418
Send E-mail to
e: philip.message@movement.com

Fixed Rate Second Lien

I want to get cash and keep my current rate

Access your home’s equity without touching your current mortgage rate with Movement’s Fixed-Rate Second Lien program. Get a fixed rate on the amount you borrow, which could help you achieve your future goals*.


PREDICTABLE PAYMENTS

Instead of worrying about fluctuating costs, enjoy a fixed rate to help plan your finances with confidence.


EQUITY ACCESS

There’s no need to refinance your existing mortgage; tap into your home's equity now without touching your current mortgage rate.


FLEXIBLE USAGE

Whether it's for home renovations, debt consolidation or other needs, this program adapts to your goals.


UP TO $350,000 LENDING LIMIT

You can borrow up to $350,000 to reach your financial goals.


INVESTMENT PROPERTY FRIENDLY

This program also works for second homes and investment properties with specific guidelines to help maximize your returns.


If you’re ready to get the cash you need without affecting your current mortgage rate, contact me or your local loan officer today!


*Qualification required. Additional restrictions apply. Program, rate, terms and conditions subject to change without notice.

Program qualifications:*

  • Minimum loan amount: $10,000 (or state minimum)

  • Maximum loan amount: $350,000

  • Property type: 1-4 unit single-family residence, PUDs or warrantable condo

  • Occupancy: Primary, secondary or investment property

  • Credit score: Minimum 640 FICO

  • Combined loan to value ratios: Up to 85% for primary and secondary homes 75% for investment properties

Philip Message Headshot
Philip Message
Senior Loan Officer
Ready to learn more or get started? Complete the form and let’s connect.
3701 Pender Dr, Ste 210, Fairfax, VA 22030
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NMLS # 284059

State License #MD-284059, VA-MLO-5897VA