Skip to main content. Skip to contact links. Skip to navigation. If you wish for the loan officer to reach out to you, click to skip to their contact form. If you have questions for this loan officer, click to call them. If you need loan servicing, click to call our loan servicing department at 855-979-1084 Skip to footer navigation.
Michael Torres headshot

Michael Torres

Market Leader
Movement Mortgage
NMLS ID # 1536158
7000 N 10th St. Suite C, McAllen, TX 78504
Dial Phone Number
p: (956) 463-0686
 Send E-mail to
e: michael.torres@movement.com
Start My Application (opens in a new tab)

Movement Blog

blog-image-nov-25

November 12, 2025

When Does Refinancing Make Sense If Rates Are Higher?

Most people think about refinancing only when rates drop. But refinancing isn’t just a reaction to market trends. It can also be a strategic tool to help you meet specific financial goals, regardless of where rates are today.Even if your...

READ THE ARTICLE
Press Enter to Search
Categories
Blog-Image-1x-3
How Simple Math Can Tell You When to Buy a Home

November 5, 2025

market update
how-does-a-cash-out-refi
What Is a Cash-Out Refinance, and How Does It Work?

October 20, 2025

mortgage sense
GettyImages-10534994262
Cash-out refi vs home equity line of credit. What’s the difference?

October 17, 2025

mortgage sense
Artboard 2
Is a HELOC right for you? 7 questions to ask yourself

October 17, 2025

mortgage sense
Blog-Image-1x-2
The Cost of Waiting & the Myth of Perfect

October 14, 2025

market update
Michael Torres headshot
Michael Torres
Market Leader
Ready to learn more or get started? Complete the form and let’s connect.
7000 N 10th St. Suite C, McAllen, TX 78504
(opens in a new tab)
NMLS # 1536158

State License #TX