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Joshua Downing

Joshua Downing

Loan Officer
Movement Mortgage
NMLS ID # 788790
333 1st St. N Unit 310, Jacksonville Beach, FL 32250
Dial Phone Number
p: (904) 962-3557
 Send E-mail to
e: joshua.downing@movement.com
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Movement Blog

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November 12, 2025

When Does Refinancing Make Sense If Rates Are Higher?

Most people think about refinancing only when rates drop. But refinancing isn’t just a reaction to market trends. It can also be a strategic tool to help you meet specific financial goals, regardless of where rates are today.Even if your...

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Joshua Downing
Joshua Downing
Loan Officer
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333 1st St. N Unit 310, Jacksonville Beach, FL 32250
(opens in a new tab)
NMLS # 788790

State License #FL-LO134910