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Johnny McCollum Headshot

Johnny McCollum

Loan Officer
Movement Mortgage
NMLS ID # 1534561

Purchase Advantage

I want to buy now and refinance with no lender fees if rates drop

Don’t let rates stand in the way of getting the home you love Buy now and refinance with no lender fees if rates drop with the Movement Purchase Advantage

If you’re ready for a new home and find one you love, refinancing when rates drop is always an option – but it does come with its own costs. For a limited time, we’re eliminating some of those costs!

With the Movement Purchase Advantage, qualified borrowers can buy now with confidence knowing that you’ll get lender fee-free* and sweat-free refinancing.** You could save hundreds on refinancing fees, even more in interest, and lower your monthly payments.***

Are you ready to secure your dream home with refinance flexibility?**

Call, text, fill out the form below, or email me to get started!

*Lender fees will be offset by a lump sum Lender Credit at time of closing and shown on your Closing Disclosure. Lender fees do not include fees associated with lock or pricing, including but not limited to, discount points or extension fees or fees passed through to third-parties. Texas Lender Doc Review Prep Fee is not waived. All other fees apply.

**Conditions and restrictions apply. Refinance must meet agency and investor guidelines. Offer applies to the initial refinance of a purchase-money loan funded by Movement Mortgage LLC between 12/1/2022 and 8/31/2024 that is secured by the same property. The refinance transaction must close by 2/28/2025. To qualify, the applicant must have made 6 full monthly payments on the purchase-money loan before the refinance closes. This offer does not apply to brokered, bond, Jumbo, Non-Agency, HECM and HELOC loans.

***By refinancing your existing loan, your total finance charges may be higher over the life of the loan. Terms and conditions are subject to change without notice.

****Subject to credit approval. Cannot be combined with any other offer. Limited to the states Movement Mortgage is eligible to conduct business To be eligible to qualify, the borrower will be required to provide a complete application, submit requested documentation, and have their credit pulled. The borrower must also specifically request to participate in Purchase Advantage Program and will not automatically be enrolled into this program.

How the Movement Purchase Advantage works:

  • Purchase your home before 8/31/24

  • Refinance with Movement before 2/28/25

  • Must be a conventional or government-backed loan (FHA, VA or USDA)

  • Eligible to refinance after 6 full monthly payments

You get to buy that home you love. And you get to choose the right time to refinance for you, as long as you refinance before February 28, 2025.****

Johnny McCollum Headshot
Johnny McCollum
Loan Officer
Ready to learn more or get started? Complete the form and let’s connect.
199 S. Erwin St, Cartersville, GA 30120
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NMLS # 1534561

State License #AL-1534561, GA-55272