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John Palumbo

Team Lead Loan Officer
Movement Mortgage
NMLS ID # 169369
231 Union Blvd, First Floor, Totowa, NJ 07512
Dial Phone Number
p: (973) 699-3797
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e: john.palumbo@movement.com
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Movement Blog

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November 12, 2025

When Does Refinancing Make Sense If Rates Are Higher?

Most people think about refinancing only when rates drop. But refinancing isn’t just a reaction to market trends. It can also be a strategic tool to help you meet specific financial goals, regardless of where rates are today.Even if your...

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John Palumbo headshot
John Palumbo
Team Lead Loan Officer
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231 Union Blvd, First Floor, Totowa, NJ 07512
(opens in a new tab)
NMLS # 169369

State License #AL-86049, AZ-1033396, CA Department of Financial Protection & Innovation (DFPI) under the California Residential Mortgage Lending Act-DFPI169369, CO-100535396, CT-LO-169369, DE-MLO-169369, FL-LO84, GA-169369, IL-031.0091229, IA-52580, IN-58975, KS-LO.0054669, KY-MC829598, MA-MLO169369, ME, MD-169369, MI-169369, MO-169369, NH, NJ-9941589, NY, NC-l-205970, OH-MLO-OH.169369, PA-26661, SC-MLO-169369, TN-169369, TX, VT-MLO-169369, VA-MLO-62051VA, WV- LO-169369