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Jim Hess

Jim Hess

Loan Officer
Movement Mortgage
NMLS ID # 450397
23 B Shelter Cove Ln 100-A, Hilton Head Island, SC 29928
Dial Phone Number
p: (843) 298-6507
Send E-mail to
e: jim.hess@movement.com

Movement Blog

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November 12, 2025

When Does Refinancing Make Sense If Rates Are Higher?

Most people think about refinancing only when rates drop. But refinancing isn’t just a reaction to market trends. It can also be a strategic tool to help you meet specific financial goals, regardless of where rates are today.Even if your...

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Jim Hess
Jim Hess
Loan Officer
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23 B Shelter Cove Ln 100-A, Hilton Head Island, SC 29928
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NMLS # 450397

State License #CO-100535598, FL-LO47098, GA-57399, SC-MLO - 450397